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A friend is someone we turn to

When our spirits need a lift

A friend is someone we treasure

For our friendship is a gift

A friend is someone who fills our lives

With beauty, joy, and grace

And makes the world we live in

A better and happier place

There is a miracle called friendship, that dwells in the heart.

You do not know how it happens or when it gets it's start.

But you know the special lift it always brings.

You realize that friendship is God's most precious gift!

Let old friends know you haven't forgotten them, and tell new friends you never will. Remember, everyone needs a friend; someday you might feel like you have NO FRIENDS at all, just remember this page and take comfort in knowing somebody out there cares about you and always will...

Keep Smiling

RIBO JD Smith Insurance Brokers
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
1-800-917-7283
Tel: 905-764-7868
Fax: 905-764-9618
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