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School Shield Insurance Plan
SCHOOL INSURANCE PROGRAM SOLUTIONS
SPECIAL RATES FOR ASSOCIATIONS AND CHRISTIAN SCHOOLS
School Insurance give you Peace of Mind
Sexual Abuse - Broad Coverage, Counselling Included
Property - Extended Coverage Including Cyber Insurance
Accident Policy for Staff and Students
Liability - Up to $15 Million Coverage, Including EXO for Teachers

Unique School Package Coverage

As School Specialists, WE INSURE:

  • 2 Canadian Universities

  • 24 Christian Schools

  • Montissori Schools Across Canada
PEACE OF MIND, COMPREHENSIVE, FLEXIBLE
"FREE SCHOOL INSURANCE REVIEW"
Insurance Review

Our Licensed Brokers will review your current School coverage's, answer your questions, and provide an insurance package tailored to meet the specific needs of your School.

SUPERIOR SCHOOL SHIELD COVERAGE:
School Property:
  • All Risk, Replacement Coverage on Building & Contents
  • Computer Hardware, Software, and Breakdown Coverage
  • Laptops need to be scheduled
  • Office Contents Extensions
  • Inflation Protection
  • Blanket By-Laws,
  • Professional Fees
  • Accounts Receivable
  • Newly Acquired Buildings and Contents
  • Sign and Glass Coverage
  • Goods in Transit Coverage For Overnights
  • Exhibit Booth Coverage
  • Fire Department Changes
  • Freezer, Electrical & Machinery Coverage
Loss of Income:
  • Our School Shield program includes options for Gross Earning Coverage, Profits, Actual Loss Sustained, and Extra Expenses.
Crime:
  • Employee Dishonesty
  • In and Out Robbery
  • Forgery, Counterfeit Money
  • Broad Form Money Coverage
Car and Buses
  • Low Auto & Home rates for staff
  • Group Rates for 3 or more School vehicles
  • Loss of use coverage
  • Fleet Discounts
Broad Form General Liability:
  • $2 Million Basic Coverage
  • $4 Million Sexual Abuse can be included
  • Up to $15 Million Coverage for Bodily Injury and Property Damage including operation on and off your premises
Other Liability:
  • Umbrella Coverage up to $10 Million Coverage available
  • Professional Malpractice Liability for all School staff
  • Directors and Officers Liability
  • Rope course and wall climbing liability
School Shield Accident Policy:
  • We have had 2 Death Claims on this policy in the last 2 years
  • Coverage for death, loss of eyes, hand, foot and over 20 other coverage's
  • We insure Children from out of Province when they need a hospital visit from an accident
  • Every School should have this coverage

Contact one of our Professional Brokers for a review of your coverage's today !!!

RIBO JD Smith Insurance Brokers
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
1-800-917-7283
Tel: 905-764-7868
Fax: 905-764-9618
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