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January 29, 2009- Devotional: Always Wear Clean Underwear

"Always wear clean underwear--words to live by from Mother. "

(Or be prepared when Jesus returns)

  • If you can't say anything nice, don't say anything at all.
  • Call your mother..she worries.
  • A lot of people these days have a B.A., M.D., or Ph.D.. Unfortunately, they don't have a J.O.B..
  • Always speak the truth and you'll never be concerned with your memory.
  • It never hurts to ask, all they can say is 'no'.
  • It isn't what happens that's important, it's how you deal with it.
  • Never lie in bed at night asking yourself questions you can't answer.
  • Don't tell anyone how wonderfully you're doing, unless it's your mom.
  • Hope only turns into reality when followed by action.
  • By the time your children are fit to live with, they're living with someone else.
  • When your knees knock, kneel on them.
  • Even when you don't know what you're doing, do it well.
  • Fine Print is rarely good news.
  • The really happy person is the one who can enjoy the scenery when he has to take a detour.
  • Things that never happen seem to worry us the most.
  • Life is 10% what you make it and 90% how you take it.
  • When opportunity knocks, don't complain about the noise.
  • What will today's generation be able to tell their children they had to do without?
  • Don't wait for a crisis to discover what is important in life.
  • Don't let failure go to your head.
  • Don't compromise yourself, you are all you've got.
  • The law of heredity is that all undesirable traits come from the other parent.
  • A day of worry is more exhausting than a week of work.
  • The young may know the rules, but the elderly know the exceptions.
  • There is no right way to do the wrong thing.
  • If you're not having fun yet, try harder.
  • Don't talk about it, do it!
  • The happiness of your life depends on the quality of your thoughts.
  • Good instincts usually tell you what to do long before your head has figured it out.
  • When a teenager is watching T.V., listening to radio and talking on the phone, she is probably doing her homework.
  • Everyone makes mistakes, that's why they put erasers on pencils.
  • One moment of patience may prevent disaster, one moment of impatience may ruin a whole life.
  • There is always free cheese in a mousetrap.
  • Anything worth having is worth waiting for.
  • The control center of your life is your attitude.
  • The secret of giving advice is to know when to stop.
  • Remember to say "Thank you".
  • People who burn the candle at both ends are not as bright as they think they are.
  • Remember, no swimming for an hour after eating.
  • Be nice to people on your way up because you might meet them on the way down.
  • When telling the truth, it is important to tell the whole truth.


Rejoice in the Lord Always!

Dario Ferko

RIBO JD Smith Insurance Brokers
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
Tel: 905-764-7868
Fax: 905-764-9618
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