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CONSTRUCTION INSURANCE SOLUTIONS
WE ARE CONSTRUCTION SPECIALISTS WITH HUNDREDS OF CLIENTS

ADDITIONAL 20% DISCOUNT for members of the TCA (Toronto Construction Association) or MCA (Mississauga Construction Association).

Our Program, has developed with our 2 Insurance Company Partners, a  RATE and PACKAGE with Excellent Personal Service designed especially for 16 Different Industries.

Toronto Construction Association
  • Additional 10% discount if we also insure your vehicles
  • Buy sell agreement coverage for partners
  • Bonding where you order online
  • All risk tool floaters
  • Builders Risk Competitive Rates
  • Transit Solutions USA included
Call our team today.
We consistently better our new clients coverage and we probably have a unique JDS package designed especially for your business.

SUPERIOR COVERAGE:

Contracting Broker Team

Our Construction Package features Broad Form Wordings combined with an extensive list of special extensions brought together with your specific business operations in mind.
The following are a list of coverage's available.

Contractor's Property:
  • All Risk, Replacement Coverage on Building & Contents
  • Computer Hardware, Software, and Breakdown Coverage
  • Laptops
  • Office Contents Extensions
  • Commercial Condo Betterment’s & Improvements
  • Inflation Protection
  • Blanket By-Laws,
  • Professional Fees
  • Accounts Receivable
  • Newly Acquired Buildings and Contents
  • Sign and Glass Coverage
  • Goods in Transit Coverage & Cargo Insurance
  • Exhibit Booth Coverage
  • Tools
  • Master Key Coverage
  • Electrical & Machinery Coverage
Crime and Business Interruption

  • Employee Dishonesty
  • In and Out Robbery
  • Forgery, Counterfeit Money
  • Broad Form Money Coverage
Broad Form General Liability:

  • Up to $10 Million Coverage for bodily injury and property damage including operation on and off your premises, and sales to the USA.
  • USA coverage available
Car and Fleets - We Have The Lowest Rates in Ontario

  • Group Rates for 3 or more vehicles
  • Loss of use coverage
  • Fleet Discounts
  • Additional 10% - 15% discount for TCA or MCA members
  • Ask about our package for Electrical Contractors

Contact one of our Professional Brokers for a review of your coverage's today !!!

Boomerang - We insist on tracking devices on all loaders & earth movers

Get An Insurance Quotation

Call 905-764-7868
1-800-917-SAVE
Fax 905-764-9618

Ext 215 for Rocco Scarano (video message)
Ext 228 for Mark Smith
Ext 245 for
Tom Larha

RIBO JD Smith & Associates Insurance Brokers Inc.
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
1-800-917-7283
Tel: 905-764-7868
Fax: 905-764-9618
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