Auto Insurance Home Insurance Recreational Vehicle Insurance Boat Insurance Snowmobile Insurance Saving You Money
JD Smith Insurance Brokers Staff List & Contacts
Commercial and Personal Insurance Solutions Since 1979

 

Roofer Liable for $2.3 Million in Damages for Church Fire

The Supreme Court of British Columbia recently found Sur-Del Roofing Limited responsible for a 2004 fire that destroyed a Mennonite Church in Abbotsford, B.C. On December 11, 2004, Sur-Del's subcontracted crew, led by Chris Hutchings, was replacing a flat roof section of the church.

The work called for the old roof to be removed, then three layers of new material to be applied. The agreed-upon "20-year Torchflex System" specifies a fiberglass fireproof underlay, followed by a base layer and then a cap. Torching is used to adhere the products.

When torching is used, the B.C. Fire Code requires a 60-minute fire watch following the completion of work and a final inspection of the area four hours after work finishes. Code also requires that floodlights be used when torching is performed after dark.

The roofers claimed to have finished torching by 4:00 p.m., a few minutes before sunset. Hutchings said he then conducted a two-hour fire watch while he cleaned up and prepared for the next day's work. He said he checked for hot spots with his bare hands twice. He left at about 6:00 p.m. and was home in Langley, about an hour's drive away, by 7:00 p.m.

Two nearby neighbours testified that torch work continued, without floodlights, until 6:00 p.m., when the crew left for the day.

At about 10:00 p.m., the church's fire alarm sounded, but by the time the fire crews arrived, the fire was too far advanced to save the building.

Justice Loryl Russell believed the evidence of the neighbours and fire experts, finding the roofing company responsible for the fire due to its negligence in failing to apply the fireproof base layer, failing to conduct even a one-hour fire watch, and failing to illuminate the area sufficiently when work continued after sunset.

She awarded $2.3 million in damages, plus costs and interest.

To read the complete decision, go to http://www.canlii.org/en/bc/bcsc/doc/2010/2010bcsc223/2010bcsc223.html.

RIBO JD Smith Insurance Brokers
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
1-800-917-7283
Tel: 905-764-7868
Fax: 905-764-9618
none
Home Personal Insurance Motorcycle Commercial Life & Health Information About Us
  Auto Insurance
New Accident Benefits Coverage
Home Insurance
UberX Insurance
R.V. Insurance
Boat Insurance
Snowmobile Insurance
  Application Forms
Camp Insurance
Car & Truck Fleets
Churches
Contractors
Event Application
Hole-In-One
Landscapers
Marine & Overland Cargo
NDT/NDE
Non Profits
Retail / Wholesale
Tool & Die
UberX Insurance
Welding & Steel
Windows & Doors
Life Insurance
Life Insurance - Groups
Disability & Dental
Mortgage Insurance
Critical Illness Insurance
Claims
New Auto Accident Benefits
12 Ways to Save
Insurance Companies
20 Hot Topics
Information Links
News & Humour
Winter Storage Tips
Reflections
Core Values
Broker Advantage
Staff List & Contacts
Staff Video Messages
Job Opportunities
Reflections
News & Humour
Community
Car Racing Team
Code of Consumer Rights
E. & O. E. Disclaimer
none
none
none
© J.D. Smith & Associates Insurance Brokers Inc., 1999-2016. All rights reserved.
E. & O. E
. Read Disclaimer
none