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Commercial and Personal Insurance Solutions Since 1979
CINDE Members Non Destructive Testing
If you are a trained technician or supervisor with NDT or NDE, we think you are a better risk and should have better rates on your business insurance and your personal insurance.
We understand that professionals that do Non Destructive Testing need special coverage.
For a quote, complete the applications:
NDE Insurance Questionnaire
NDE Product Liability Questionnaire
NDE Professional Liability (Errors & Omissions)
E & O
Our Professional Liability policy will provide up to $10 million in Errors & Omission coverage for your business.

Our Business Package features Broad Form Wordings combined with an extensive list of special extensions brought together with your specific business operations in mind.
The following are a list of coverage's available.

  • All Risk, Replacement Coverage on Building & Contents
  • Computer Hardware, Software, and Breakdown Coverage
  • Laptops
  • Office Contents Extensions
  • Commercial Condo Betterment’s & Improvements
  • Inflation Protection
  • Blanket By-Laws,
  • Professional Fees
  • Accounts Receivable
  • Newly Acquired Buildings and Contents
  • Sign and Glass Coverage
  • Goods in Transit Coverage & Cargo Insurance
  • Exhibit Booth Coverage
  • Fine Arts
  • Master Key Coverage
  • Electrical & Machinery Coverage
Loss of Income and Business Interruption

Office Fire

In the unfortunate event of shutting down your business due to a claim, do you have coverage to temporarily relocate or replace your lost revenue?

Our programs include options for Gross Earning Coverage, Profits, Actual Loss Sustained, Extra Expense and Additional time required to rebuild


  • Employee Dishonesty
  • In and Out Robbery
  • Forgery, Counterfeit Money
  • Broad Form Money Coverage
Broad Form General Liability:

  • Up to $10 Million Coverage for bodily injury and property damage including operation on and off your premises, and sales to the USA.
  • USA coverage available
  • Companies that test welds and steel need special wordings
Car and Fleets

Car/Truck Fleet Insurance

  • Group Rates for 3 or more vehicles
  • Loss of use coverage
  • Fleet Discounts
  • Special rates for Associations

Contact one of our Professional Brokers for a review of your coverage's today !!!

Call 905-764-7868
Fax 905-764-9618

Ext 228 for Mark Smith
Ext 234 for J. D. Smith

You can view, print and fill out the insurance forms found below,
then fax them to 905-764-9618

RIBO JD Smith & Associates Insurance Brokers Inc.
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
Tel: 905-764-7868
Fax: 905-764-9618
JD Smith Insurance
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