JD Smith Insurance offers very competitive rates for customizable packages when purchasing E&O, CG Liability, COED (Contents Of Every Description) coverages. Our JDS Unique Package is designed for Health & Wellness as well as Fitness Practitioners who are licensed, certified or trained to perform their primary modality. This Canadian package is suitable for individuals who are working as independent contractors or business owners who rent/lease a location and have up to 20 employees. |
"Hi There.
Just a quick note to say the package you did for my Osteopath Business was great. I saved $460,00 and got better coverage. I will send you my car to quote next. Thanks. Jordan, Newmarket, ON." |
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Coverage Types |
Professional Liability
General Liability
Contents & Assets (incl Flake)
Legal Phone Line
Privacy and Security Breach |
Errors & Omissions |
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Premium starting from $275 |
Commercial General Liability |
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Contents (COED) - Optional |
Available Limits |
- $25,000
- $50,000
- $100,000
- $150,000
- $200,000*
- $250,000*
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Premium start from $100
*Higher Limits are only available in the Health and Fitness Premises Package |
Privacy Breach Expense - Included |
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This coverage is included with your E&O policy |
Over 100 classes of health, fitness, and wellness professions and businesses to choose from! |
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