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JD Smith Insurance offers very competitive rates for customizable packages when purchasing E&O, CG Liability, COED (Contents Of Every Description) coverages. Our JDS Unique Package is designed for Health & Wellness as well as Fitness Practitioners who are licensed, certified or trained to perform their primary modality. This Canadian package is suitable for individuals who are working as independent contractors or business owners who rent/lease a location and have up to 20 employees.

"Hi There.
Just a quick note to say the package you did for my Osteopath Business was great. I saved $460,00 and got better coverage. I will send you my car to quote next. Thanks. Jordan, Newmarket, ON."
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OVERVIEW
Coverage Types Professional Liability
General Liability
Contents & Assets (incl Flake)
Legal Phone Line
Privacy and Security Breach
COVERAGE
Errors & Omissions
Available Limits
  • $2,000,000
  • $5,000,000
Premium starting from $275
Commercial General Liability
Available Limits
  • $2,000,000
  • $5,000,000
 
Contents (COED) - Optional
Available Limits
  • $25,000
  • $50,000
  • $100,000
  • $150,000
  • $200,000*
  • $250,000*
Premium start from $100

*Higher Limits are only available in the Health and Fitness Premises Package

Privacy Breach Expense - Included
Available Limits
  • $25,000
This coverage is included with your E&O policy
ELIGIBLE CLASSES
Over 100 classes of health, fitness, and wellness professions and businesses to choose from!
Health & Wellness
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Personal Training & Fitness
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Yoga
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  • Acupressurists
  • Aromatherapy
  • Aston Pattering
  • Bio Energetic Intolerance
  • Bio-Energy Healing
  • Biofeedback
  • BodyTalk
  • Bowen Therapy
  • BrainGym
  • Breema
  • CPR/First Aid
  • Chair Massage (non-RMT)
  • Chakra Balancing
  • Colour Therapy
  • Craniosacral Therapy
  • Crystal Healing
  • Deep Muscle Therapy
  • Deep Tissue Massage (non-RMT)
  • Drumming
  • Guided Imagery
  • Healing Touch
  • Hellerwork
  • Hot Stone Massage (non-RMT)
  • Hydrotherapy (RMT only)
  • Indian Head Massage (non-RMT)
  • Integrated Energy Therapy
  • Japa Meditation
  • Jin Shin Jyutsu
  • Kinesitherapy Massage
  • Light Energy Therapy
  • Lomilomi Massage
  • Lymphatic Drainage
  • MELT Method
  • Meditation
  • Muscle Therapy
  • Myofascial Release
  • Neurostructural Integration
  • Nordic Pole Walking
  • Nutritionist/ Nutritional Consulting
  • Ortho-Bionomy
  • Osteopathy Manual Practictioner [(D)OMP certification only]
  • Qi-Gong
  • Quantum Touch
  • Raindrop Therapy
  • Reflexology
  • Registered Massage Therapist (RMT)
  • Reiki
  • Relaxation Massage (non-RMT)
  • Rolfing
  • Shiatsu
  • Sound Healing
  • Sports Massage
  • Structural Integration
  • Swedish Massage (non-RMT)
  • Tai Chi
  • Therapeutic Touch
  • Touch for Health
  • Trager
  • Trigenics
  • Trigger Point Therapy
  • Visceral Manipulation
  • Zen Therapy
  • Aquatic Fitness
  • Asanas
  • Barre Instructor
  • Boot Camps
  • Boxing for Fitness (Non-Contact)
  • CrossFit
  • Dance
  • Fit 4 Two
  • Fitness Instructor Specialist
  • Golf Instructor
  • Group / Class Fitness Instructor
  • Group Fitness & Training
  • Non-Contact Martial Arts
  • Older Adult Fitness
  • Osteofit
  • Personal Trainer
  • PiYO
  • Pilates
  • Post-Natal Coach
  • Racquetball Instructor
  • Sport Conditioning Specialist
  • Squash Instructor
  • Tennis Instructor
  • Weight Training
  • Wellness & Nutrition Specialist
  • Zumba
  • Ashtanga vinyasa yoga
  • Bando yoga
  • Bikram yoga
  • Chair yoga
  • Dhyana Yoga
  • Forrest Yoga
  • Hatha Yoga
  • Hot Yoga (various tempatures)
  • Integral Yoga
  • Jivamukti Yoga
  • Karma Yoga
  • Kriya Yoga
  • Laughter Yoga
  • Laya Yoga
  • Mantra Yoga
  • Moksha Yoga
  • Naam Yoga
  • Nada Yoga
  • Nidra Yoga
  • OM Yoga
  • Paddleboard Yoga
  • Pancadasha-anga Yoga
  • ParaYoga
  • Patanjali Ashtanga Yoga
  • Power Yoga
  • Pranava Yoga
  • Pranayama
  • Raja Yoga
  • Rocket Yoga
  • Sahaj Marg
  • Shadow Yoga
  • Shiva Yoga
  • Sivananda Yoga
  • Strala Yoga
  • Styles of Hatha Yoga
  • Svaroopa Yoga
  • TriYoga
  • Vigorous Vinyasas
  • Viniyoga
  • Vipassana Meditation
  • Yanumoja Yoga
  • Yin Yoga
  • Zen Meditation
  • Zen Yoga
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RIBO JD Smith & Associates Insurance Brokers Inc.
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
1-800-917-7283
Tel: 905-764-7868
Fax: 905-764-9618
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