Auto Insurance Home Insurance Recreational Vehicle Insurance Boat Insurance Snowmobile Insurance Saving You Money
JD Smith Insurance JD Smith Insurance Brokers Staff List & Contacts
Commercial and Personal Insurance Solutions Since 1979
Peace of Mind Solutions
  • Business, Home, Car, and Life Insurance
  • Personal Service
  • Helpful Advice from our Licensed RIBO Brokers
  • Broad Coverage, Extra Savings and Discounts
  • RRSP, Disability and Financial Services
  • Group Auto, Property and Health Packages

Some Of Our Great Brokers
none none none
We are part of the JDS Financial Group of companies.
Insuring clients in every Province of Canada.
Direct Buy Insurance none Motorcycle Insurance Brokers Inc.
Dynes Insurance Farmers Insurance Brokers Inc.
J D Smith Financial Insurance Boat Insurance
Forever Young Insurance  
none none none
Committed to Excellence in Personal & Commercial Insurance
Our JDS Mission Statement was developed in 1979. It was the driving force behind developing our company.
Insurance Solutions that Make a Difference
Peace of Mind Insurance Solutions for our clients
Qualified Professionals
  • All brokers are RIBO Licensed professionals.
  • Our clients will be treated with courtesy, honesty and respect.
  • We will adhere to the Industry Code of Consumer Rights and Responsibilities.
Personal Service and Choice Since 1979
  • We will always provide personal Service With Excellence.
  • We will always provide choice to our business and personal clients.
  • We will give professional non biased advice to assist our clients to place the correct coverage with the appropriate Insurance Company.
Independent Brokers
  • The client comes first.
  • We work for our clients, not the Insurance Company.
  • We will give professional non biased advice to assist our clients to place the correct coverage with the appropriate Insurance Company.
Solutions at a Fair Price
  • As your broker, we will survey the market, outline the coverage available and provide you with competitive rates and a choice of Insurance Companies.

An Independent Insurance Broker Covers You Best




Qualified Professionals
Trying to review your coverages or problems with a large Insurance Company, or perhaps a Bank, is often intimidating, uncomfortable, and sometimes frustrating. In most cases you are just a number to them.
JD Smith is a friendly Insurance Broker, that can provide "Peace of Mind" for your business and your family. We want to get to know you. We will take the time to LISTEN and GIVE ADVICE.
We speak on your behalf to the many Insurance Companies to be sure that you get all the discounts you deserve with the appropriate coverage.
We will be there to help when you have a claim.
Gary Elliott Racing Team

J. D. Smith Insurance sponsors the Gary Elliott racing team because Gary sticks to racing cars on the track, not the streets.

Street racing is foolhardy and dangerous, for everyone. To view pictures of what we mean, click here.

More pictures here
Contact JD Smith Insurance, and have "Peace of Mind" when you think about your Insurance.
105 West Beaver Creek Rd.
Richmond Hill, Ontario, L4B 1C6
Toll Free   1-800-917-SAVE (7283)
Local 905-764-7868
Fax 905-764-9618

Our job at JD Smith is to save you money and arrange insurance solutions.


For a list of employee extensions and emails click here

Code of Consumer Rights

We adhere to the Code of Consumer Rights and Responsibilities. As your broker, we will work with you to place your business with whatever company that you agree is best for you. We have NO allegiance to one particular company. We currently have a loan from Dominion Insurance that was used to purchase a local brokerage. All of our insurance companies give us a contingent commission of about 1 or 2% based on our profitability, our sales performance, our losses and our potential losses. It is important therefore that we work with our clients to prevent claims.

We are paid on a commission basis from the insurance companies. The commission is standard for all our companies. Car and fleet policies range from 5% to 12.5% commission and all property and casualty policies range from 10% to 35% commission.

Our Brokerage Group has over 12,000 clients and we are working hard to keep up with the new commercial business that is referred to us due to our low rates and personal service.

We represent each of the following companies that are available to you, our client.

AIG, Aviva, Boiler Inspection, Cowan, Creechurch, Dominion of Canada, Eastern Marine, Ecclesiastical Insurance, Economical, Encon, Equine Insurance, Elliott Special Risks, INTACT, JEVCO, Lloyds of London, Pafco, Perth, Premier Marine, St. Paul Travellers,Unica, Waterloo, and Wawanesa.

Every major insurance company is represented in our office. Some have better service and rates than others. Most will niche market specific types of business.

RIBO JD Smith & Associates Insurance Brokers Inc.
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
Tel: 905-764-7868
Fax: 905-764-9618
JD Smith Insurance
Home Personal Insurance Business Quotes 24/7 Commercial Life & Health Information About Us
  Auto Insurance
New Accident Benefits Coverage
Home Insurance
Motorcycle Insurance
UberX Insurance
R.V. Insurance
Boat Insurance
Snowmobile Insurance
Builder's Risk Insurance
Health & Fitness Insurance
Professional Liability Insurance
Special Events Insurance
Barber & Hairstylists
Non-Profit Insurance
Photography Services
Application Forms
Camp Insurance
Car & Truck Fleets
Cyber Liability Insurance
Event Application
Marine & Overland Cargo
Non Profits
Retail / Wholesale
School Insurance
Tool & Die
UberX Insurance
Welding & Steel
Windows & Doors
Life Insurance
Life Insurance - Groups
Mortgage Insurance
Critical Illness Insurance
Code of Consumer Rights
Privacy Policy
Online Payments
New Auto Accident Benefits
12 Ways to Save
Insurance Companies
20 Hot Topics
News & Humour
Winter Storage Tips
Reflection & Encouragement
Core Values
Broker Advantage
Staff List & Contacts
Staff Video Messages
Job Opportunities
Reflection & Encouragemenet
News & Humour
Car Racing Team
E. & O. E. Disclaimer
© JD Smith & Associates Insurance Brokers Inc., 1999-2021. All rights reserved.
E. & O. E
. Read Disclaimer