Commercial, Corporate and Business Insurance

Our Commercial Clients can expect personal service, great rates, monthly payment plans and quality insurance products.

View a list of commercial clients we insure.
Complete an Application.

JD Smith Small Business Insurance Quotes

FOR SMALL BUSINESSES, GO TO THIS PAGE

24/7 quotes on line and policy issuance for:

INSURANCE SOLUTIONS THAT MAKE A DIFFERENCE

PEACE OF MIND, COMPREHENSIVE, FLEXIBLE

JDS Coverage To Protect Your Business

	Broad Extensions
	USA Coverage
	Very Competitive Packages
	Claims Free & Burglar Alarm Discounts
	Free Safety Inspection

"FREE INSURANCE REVIEW"

We have a knowledgeable commercial team.

Our Licensed Brokers will review your current coverage's, answer your questions, and provide an insurance package tailored to meet the specific needs of your business.

Claims will happen, and when they do, we will be there to assist you.

JDS SPECIAL COVERAGE FOR DIRECTORS

D&O NEWS

Court of Appeal Affirms Ability to "Hang a Director or Officer Out to Dry" and Deny Defense Cost Funding.

This is an important new development, says Vice President Mark Smith.

Talk to us about your D&O coverage. We specialize in commercial coverage for Non Profits and Businesses like Look.

Get the important details of this news in the PDF article

JDS EXCLUSIVE INDUSTRY PACKAGES


For Insurance Information	The JDS Metal & Welding, property, auto and liability Insurance Package is specifically designed for the Metal and Welding Industry.


	Insuring a golf course brings with it many unusual coverages. It is important that you are with a good Insurance company that understand the needs of operating a first class golf course. We work with a few Insurance Companies that specialize in this area of coverage. It is important that as you have members, guests and often weddings on your property that you have adequate coverage. Talk to our team about providing you with an Insurance Review and a comparison for your golf course.


	J D Smith Insurance are specialists in fleets. We represent all major markets for fleets, currently insuring fleets from 6 to 190 vehicles with very competitive rates.


	Directors and Officers Protection Property and Liability Package Auto & Crime Coverage 40% Discount House & Car & Boat (Charity Village Members Only)


	The JDS / CINDE insurance package was developed for companies that perform nondestructive testing and training.


	Our JDS Commercial Package is especially designed for manufacturers & installers of doors, windows and all their related hardware.


	The JDS Contractor's Package is especially designed for contractors. Members of the Toronto Construction Association receive special rates and a unique package.


	Our Landscape and Garden Package has been designed to provide broad coverage for lawn care, garden centres, sprinkler installers, tree care specialists, golf courses and snow removal contractors.


	The JDS Gold Shield Insurance package for the Tool and Die Machine Shop provides broad coverage and group rates.


	We insure more than 50 franchises across Canada . Our Retail Insurance Package division will give you an instant quote on the telephone.


	For Windmill and Solar Panel energy sources. When it comes to Green Power Insurance, we are the experts. We have designed a special policy to cover the unique challenges of this industry.

SUPERIOR PRODUCTS

Our innovative products are comprehensive and flexible. Contact us about our Special Programs. As your business grows, and you develop into new areas, we will help you tailor an insurance program to suit your growing needs.

We have Special Programs, Rates and Solutions for:

Automotive Repair
Contractors/ Tradesmen
Food Services
Home-Based-Businesses
Professional Offices

Building Owners
Day-Cares
Franchises
Not-For-Profit Associations
Retail

Camps
Distributors/Wholesalers
Garages
Private School
Specialty Services
Manufactures with USA Sales

OUR PARTNERS

IBC - The Insurance Information Source

Home, Tenant & Business Insurance Explained
How Insurance Works
Safety and Loss Prevention

SERVICE

BROAD COVERAGE

COMPETITIVE PRICING

We have the advantage of working with a number of Canada’s best Insurance Companies.

They have products that will provide broad coverage and give you Peace of Mind.








......and many others. Visit our Company Websites !!!

SUPERIOR COVERAGE:

Our Business Packages feature Broad Form Wordings combined with an extensive list of special extensions brought together with your specific business operations in mind.

The following are a list of coverage's available.

Property Solutions:

All Risk, Replacement Coverage on Building & Contents Computer Hardware, Software, and Breakdown Coverage Laptops Office Contents Extensions Commercial Condo Betterment’s & Improvements Inflation Protection Blanket By-Laws,	Professional Fees Accounts Receivable Newly Acquired Buildings and Contents Sign and Glass Coverage Goods in Transit Coverage & Cargo Insurance Exhibit Booth Coverage Fine Arts Master Key Coverage Electrical & Machinery Coverage

Loss of Income Solutions:

Office Fire

In the unfortunate event of shutting down your business due to a claim, do you have coverage to temporarily relocate or replace your lost revenue?

Our programs include options for Gross Earning Coverage, Profits, Actual Loss Sustained, Extra Expense and Additional time required to rebuild

Crime Solutions:

	Employee Dishonesty In and Out Robbery Forgery, Counterfeit Money Broad Form Money Coverage

Broad Form General Liability:

	Up to $10 Million Coverage for bodily injury and property damage including operation on and off your premises, and sales to the USA. USA coverage available

Car and Fleets Solutions:

	Group Rates for 3 or more vehicles Loss of use coverage Fleet Discounts Special rates for Associations

Other Liability Unique Solutions:
	Umbrella Coverage up to $20 Million Coverage available Professional Malpractice Liability Directors and Officers Liability Liquor Liability Special One Time Large Event Liability

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Contact one of our Professional Brokers for a review of your coverage's today !!!