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Our J D Smith Insurance Realty Package provides standalone General Liability and Contents coverage for Real Estate Agents who work individually or run a small Real Estate Brokerage. You may rent an office or desk at a shared space and the Canadian Broker requires you to have their own General Liability Coverage or perhaps the landlord has requested it. This JDS package will meet the landlord's requirements and will also provide coverage for any liability claims arising outside of the office such as during a showing or an open house.
"Mr. Smith a BIG Thank you. I called you for coverage for my small rental building and you mentioned this package, since I am in Real-estate in Newmarket On. This was great. You insured my office and 3 staff and it was all done on line. It was a good savings as well. I have been with your office now 16 years for my house, car and property, and had no idea you could do this. But you always seem to look after me well. So Thanks Again. Angelo."
Commercial General Liability
Personal and Advertising Injury
Tenants Legal Liability
Employers Liability
Non Owned Auto Liability
Office Contents
Earthquake
Flood
Sewer Backup
Business Interruption
Equipment Breakdown
Crime
Social Engineering Fraud
COVERAGE
Commercial General Liability
Available Limits
$1,000,000
$2,000,000
Premium starting from $500
CGL coverage responds to potential claims incurred by any third party contractor who is hired or contracted by you. (E.g. any business person who is not a real estate professional, such as: a property manager, contractor, appraiser, home inspector, etc.)
Contents (COED) - Optional
Available Limits
Available limit up to $50,000
For an extra $16/month, this is a perfect add-on for Real Estate Brokers who have an office outside their home and may want to protect their office equipment and furniture from fire, theft, water damage or equipment breakdown
Crime Coverage - Optional
Available Limits
Available limit up to $25,000
For an extra $2/month, you can add additional coverage to protect from theft inside or outside your premises, forgery, and social engineering
Valuable for those who have employees and/or other salespersons working within their team